What is Group Covid-19 Shield?

UIN: 140N062V01

Advances in medical science have improved patient survival rates in India and powered our ability to beat diseases. However, the constantly increasing healthcare prices, with ever rising instances of diseases; necessitate a much-needed financial protection at times of such medical emergencies. So, don’t wait for life to surprise you. With Pramerica Life Group COVID-19 Shield, you will be better prepared to deal with the financial impact of Coronavirus (COVID-19).

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Why choose this plan

One Year Renewable Term

This is a Fixed Benefit Group Health Plan which is renewable on yearly basis
Simplified Procedures

Procedures are hassle free and less cumbersome. Insurance cover can be availed by all eligible members of the scheme with one policy document issued to the Master Policyholder
Option to cover Family Members

Group members can choose to avail additional cover for their Family Members under the existing Master Policy
Fixed Benefit Payout

The plan gives a fixed lump sum payout irrespective of the treatment cost
Flexibility

Choose from 4 coverage options as per the need

Learn more about the plan

Benefits Payable

On Diagnosis:


If during the Term of the cover, the insured member shall contract and is diagnosed with Coronavirus (COVID-19), requiring In-Patient Hospitalization, then the Company will pay the Sum Insured as a lump sum benefit and the policy will terminate. This benefit will only be provided once during the Coverage Term of the policy and is not payable for relapse of the illness (or for any other reason) within a policy year. This benefit cannot be carried forward to the next policy year.


Benefits on diagnosis as mentioned above shall be payable on meeting all of the following claim eligibility conditions:


• The lab Diagnosis must have been performed after the completion of the initial waiting period of 15 days from the date of commencement or revival of insurance cover under the Master Policy, whichever is later


• On In-patient Hospitalization of Insured Member and positive Diagnosis for Coronavirus (COVID-19) from any authorized centers of Indian Council of Medical Research 3 (ICMR) - National institute of virology, Pune or from any other Government Authorised Centre or designated laboratory in India, appointed for testing of COVID-19


• The Diagnosis must be confirmed by only those specific test(s) as defined by government authorities.




Downloads
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Policy Brochure

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T&C - Group Covid-19 Shield

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Why choose Pramerica Life Insurance

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99.29% claim paid ratio

Individual Death Claims Paid Ratio as per audited financials FY’26

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125 Branches PAN India

As reported on 31st March 2026

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Safeguarding 70 Lakh+ rising Indians

(Group+Individual) in-force lives as on March’26

Need assistance?

We are happy to help you. Talk to our expert and choose the right plan as per your needs.

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By submitting my details, I override my National Do Not Call Registry registration and authorize Pramerica Life and its representatives to contact me through call, SMS, email, WhatsApp or any other mode. By choosing not to undergo the suitability analysis, you confirm to purchase the policy based on your independent assessment of suitability of the product and wish to bypass the suitability analysis. I hereby give my consent to Pramerica Life Insurance to fetch my insurance history details from Insurance Information Bureau.
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Disclaimer:

This product provides Health Insurance coverage. Pramerica Life Group Covid-19 Shield UIN: 140N062V01. Goods & Service Tax will be charged over and above the quoted premium.