Beat the Uncertainties of Life with Guaranteed Return on Wealth
UIN:140N077V03
Presenting Pramerica Life Guaranteed Return on Wealth, a life insurance plan with guaranteed benefits. With this, you can pursue dreams for yourself and your loved ones with the reassurance of a life cover and a guaranteed future.
Why choose this plan
Learn more about the plan
Eligibility
Age at Entry
Minimum
91 days
Maximum
60 years
Maturity Age
Minimum
18 years
Maximum
102 years
Premium Payment Term (PPT)
5 | 8 | 10 | 12 years
Income Period
10 | 15 | 20 | 25 years
Policy Term (PT)
Minimum
15 years
Maximum
42 years
Deferment Period
0 to 5 years Under Plan option 1 (Income option), Life assured with age > 55 years would be allowed to choose minimum deferment period of 2yrs.
Instalment Premium
Mode
Minimum
Annual
Rs. 12,000
Semi-Annual
Rs. 6,000
Quarterly
Rs. 1000
Instalment Premium
minimum premium is as follows:
Under 5 pay for ages > 55 years
Annual
Rs. 75,000
Semi-Annual
Rs. 37,500
Quarterly
Rs. 6,250
Instalment Premium
Maximum
No limit, as per Board Approved Underwriting Policy
Premium Payment Mode
Mode
Annual
Mode
Semi-Annual
Mode
Monthly
POS
Age at Entry
Minimum
91 days
Maximum
50 years
Maturity age
Minimum
18 years
Maximum
65 years
Premium paying term
5 | 8 | 10 | 12 years
Deferment Period
0 to 5 years
Income period
10 | 15 years
Policy Term (PT)
Minimum
15 years
Maximum
20 years
Instalment Premium
Mode
Minimum Installment Premium
Annual
Rs. 12,000
Semi-Annual
Rs. 6,000
Quarterly
Rs. 1000
Instalment Premium
Maximum
Corresponding to maximum Sum assured of Rs. 25 lacs on Death.
Premium Payment Mode
Mode
Annual
Mode
Semi-Annual
Mode
Monthly
Band
Premium Band
Band 1
12,000 to 49,999
Band 2
50,000 to 74,999
Band 3
75,000 to 1,49,999
Band 4
1,50,000 & above
Age at Entry
Minimum
91 days
Maximum
60 years
Maturity Age
Minimum
18 years
Maximum
102 years
Premium Payment Term (PPT)
5 | 8 | 10 | 12 years
Income Period
10 | 15 | 20 | 25 years
Policy Term (PT)
Minimum
15 years
Maximum
42 years
Deferment Period
0 to 5 years Under Plan option 1 (Income option), Life assured with age > 55 years would be allowed to choose minimum deferment period of 2yrs.
Instalment Premium
Mode
Minimum
Annual
Rs. 12,000
Semi-Annual
Rs. 6,000
Quarterly
Rs. 1000
Instalment Premium
minimum premium is as follows:
Under 5 pay for ages > 55 years
Annual
Rs. 75,000
Semi-Annual
Rs. 37,500
Quarterly
Rs. 6,250
Instalment Premium
Maximum
No limit, as per Board Approved Underwriting Policy
Premium Payment Mode
Mode
Annual
Mode
Semi-Annual
Mode
Monthly
POS
Age at Entry
Minimum
91 days
Maximum
50 years
Maturity age
Minimum
18 years
Maximum
65 years
Premium paying term
5 | 8 | 10 | 12 years
Deferment Period
0 to 5 years
Income period
10 | 15 years
Policy Term (PT)
Minimum
15 years
Maximum
20 years
Instalment Premium
Mode
Minimum Installment Premium
Annual
Rs. 12,000
Semi-Annual
Rs. 6,000
Quarterly
Rs. 1000
Instalment Premium
Maximum
Corresponding to maximum Sum assured of Rs. 25 lacs on Death.
Premium Payment Mode
Mode
Annual
Mode
Semi-Annual
Mode
Monthly
Band
Premium Band
Band 1
12,000 to 49,999
Band 2
50,000 to 74,999
Band 3
75,000 to 1,49,999
Band 4
1,50,000 & above
Age at Entry
Minimum
91 days
Maximum
60 years
Maturity Age
Minimum
18 years
Maximum
102 years
Premium Payment Term (PPT)
5 | 8 | 10 | 12 years
Income Period
10 | 15 | 20 | 25 years
Policy Term (PT)
Minimum
15 years
Maximum
42 years
Deferment Period
0 to 5 years Under Plan option 1 (Income option), Life assured with age > 55 years would be allowed to choose minimum deferment period of 2yrs.
Instalment Premium
Mode
Minimum
Annual
Rs. 12,000
Semi-Annual
Rs. 6,000
Quarterly
Rs. 1000
Instalment Premium
minimum premium is as follows:
Under 5 pay for ages > 55 years
Annual
Rs. 75,000
Semi-Annual
Rs. 37,500
Quarterly
Rs. 6,250
Instalment Premium
Maximum
No limit, as per Board Approved Underwriting Policy
Premium Payment Mode
Mode
Annual
Mode
Semi-Annual
Mode
Monthly
POS
Age at Entry
Minimum
91 days
Maximum
50 years
Maturity age
Minimum
18 years
Maximum
65 years
Premium paying term
5 | 8 | 10 | 12 years
Deferment Period
0 to 5 years
Income period
10 | 15 years
Policy Term (PT)
Minimum
15 years
Maximum
20 years
Instalment Premium
Mode
Minimum Installment Premium
Annual
Rs. 12,000
Semi-Annual
Rs. 6,000
Quarterly
Rs. 1000
Instalment Premium
Maximum
Corresponding to maximum Sum assured of Rs. 25 lacs on Death.
Premium Payment Mode
Mode
Annual
Mode
Semi-Annual
Mode
Monthly
Band
Premium Band
Band 1
12,000 to 49,999
Band 2
50,000 to 74,999
Band 3
75,000 to 1,49,999
Band 4
1,50,000 & above
Age at Entry
Minimum
91 days
Maximum
60 years
Maturity Age
Minimum
18 years
Maximum
84 years
Premium Payment Term (PPT)
5 | 8 | 10 | 12 years
Deferment Period
NA
Income Period
NA
Policy Term (PT)
For PPT 5 years: 10 | 12 | 15
For PPT 8 years: 12 | 15 | 18
For PPT 10 years: 15 | 18 | 20
For PPT 12 years: 18 | 20
Instalment Premium
Mode
Minimum
Annual
Rs. 12,000
Semi-Annual
Rs. 6,000
Quarterly
Rs. 1000
Instalment Premium
minimum premium is as follows:
Under 5 pay for ages > 55 years
Annual
Rs. 75,000
Semi-Annual
Rs. 37,500
Quarterly
Rs. 6,250
Instalment Premium
Maximum
No limit, as per Board Approved Underwriting Policy
Premium Payment Mode
Mode
Annual
Mode
Semi-Annual
Mode
Monthly
POS
Age at Entry
Minimum
91 days
Maximum
50 years
Maturity age
Minimum
18 years
Maximum
65 years
Premium paying term
5 | 8 | 10 | 12 years
Deferment Period
NA
Income period
NA
Policy Term (PT)
For PPT 5 years: 10 | 12 | 15
For PPT 8 years: 12 | 15 | 18
For PPT 10 years: 15 | 18 | 20
For PPT 12 years: 18 | 20
Instalment Premium
Mode
Minimum Installment Premium
Annual
Rs. 12,000
Semi-Annual
Rs. 6,000
Quarterly
Rs. 1000
Instalment Premium
Maximum
Corresponding to maximum Sum assured of Rs. 25 lacs on Death.
Premium Payment Mode
Mode
Annual
Mode
Semi-Annual
Mode
Monthly
Band
Premium Band
Band 1
12,000 to 49,999
Band 2
50,000 to 74,999
Band 3
75,000 to 1,49,999
Band 4
1,50,000 & above
Choose your plan option
Why choose Pramerica Life Insurance?
Unshakeable life insurance products tailored for your needs
A knowledgeable you is an informed you
Disclaimer:
This product provides Life Insurance coverage. Pramerica Life Guaranteed Return on Wealth UIN: 140N077V02. Goods & Service Tax and applicable cess will be charged over and above the quoted premium. This plan offers guaranteed benefits provided the policy is in force and all due premiums are paid in full.