Beat the Uncertainties of Life with
Guaranteed Return on Wealth


Presenting Pramerica Life Guaranteed Return on Wealth, a life insurance plan with guaranteed benefits. With this, you can pursue dreams for yourself and your loved ones with the reassurance of a life cover and a guaranteed future.

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Learn more about the plan


Choose the plan option


Choose the Premium and for how long you wish to pay


Basis the chosen plan option choose your Deferment Period, Income Period, Income Payout Frequency and Policy Term

Eligibility Criteria

Age at entry


91 days


60 years

Maturity age


18 years


102 years

Premium paying term

5 years

8 years

10 years

12 years

Income period

10 years

15 years

20 years

25 years

Policy term


15 years


42 years

Premium payment frequency


Semi Annual





T&C Guaranteed Return on Wealth Download

T&C Guaranteed Return on Wealth (POS) Download

Guaranteed Survival Benefit & Loyalty Addition Rates Download

Choose your plan option

Income Plan

Ideal for receiving regular income payouts during the term instead of one lump sum in the end

Income + Lumpsum Plan

Ideal for receiving regular income during the policy term along with a lump sum amount at the end of the policy term

Lumpsum Plan

Ideal for if you wish to take all the proceeds under the policy in one lump sum

Income with High Lump-sum

Ideal to receive regular income during the policy term to meet your liquidity requirement along with a bigger lump sum amount at the end of the policy term

Why choose Pramerica Life insurance

98.8% Claim Paid Ratio

Data as on FY'22-'23

131 Branches PAN India

Data as on 31st August 2023

369% Solvency Ratio

Data as on 31st March 2023

Over 2.6 Million Lives Secured

Data as on 31st January 2023

Need assistance?

We are happy to help you. Talk to our expert and choose the right plan as per your needs. 

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Unshakeable life insurance products tailored for your needs 

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