Your saving shield with guaranteed benefits and life cover
Get income tax benefit
Flexible payout structure
Presenting Pramerica Life Guaranteed Return on Wealth, a life insurance plan with guaranteed benefits. With this, you can pursue dreams for yourself and your loved ones with the reassurance of a life cover and a guaranteed future.
Get guaranteed Annual payouts during the Payout Period after completion of Policy Term
Guaranteed income and life insurance coverage during the entire policy term
Grow your wealth faster by not paying taxes on your earnings until you withdraw them
Choose the plan option
Choose the Premium and for how long you wish to pay
Basis the chosen plan option choose your Deferment Period, Income Period, Income Payout Frequency and Policy Term
Age at entry
Premium paying term
Premium payment frequency
T&C Guaranteed Return on Wealth Download
T&C Guaranteed Return on Wealth (POS) Download
Guaranteed Survival Benefit & Loyalty Addition Rates Download
Riders are additional benefits or features that you can choose to include with your existing life insurance policy as per your needs. These add-ons can have a change in the payout policy or may provide additional coverage for situations like critical illnesses or prolonged care requirements. The type of riders may depend upon the policy and the insurer. At Pramerica Life, we offer with the following riders that enhance your insurance coverage during the policy at a nominal extra cost over and above your base policy premium:
In this rider, the insurer pays extra payout in case the insured’s death occurs due to an accident. It is often added to life insurance policies.
This rider provides a lump-sum payment if the insured is diagnosed with a critical illness listed in the policy, such as cancer, heart attack, stroke, or organ transplant. It helps cover medical expenses and other financial burdens.
It ensures the continuation of your life insurance policy, even if you encounter challenges in meeting your premium payments. As a result, this provision exempts you from making future premium payments while preserving the policy’s associated benefits.
Ideal for receiving regular income payouts during the term instead of one lump sum in the end
Ideal for receiving regular income during the policy term along with a lump sum amount at the end of the policy term
Ideal for if you wish to take all the proceeds under the policy in one lump sum
Ideal to receive regular income during the policy term to meet your liquidity requirement along with a bigger lump sum amount at the end of the policy term
Data as on FY'22-'23
Data as on 31st August 2023
Data as on 31st March 2023
Data as on 31st January 2023
We are happy to help you. Talk to our expert and choose the right plan as per your needs.
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As per the conversation with Mr Amit Kumar I was relieved to know about my existing policies
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Anil Monga and Neeru Malhotra.
Thanks a lot Mr Amit for providing all the clarifications in the matter and in a very short
time and in
I am happy to state that you solved my other queries also with a very positive and customer
friendly approach .
Thank you once again for the excellent services and resolution of the matter.