Become An Advisor

What if you had the chance to start a business that would:

Need no additional set up cost?
Run parallel to your existing business?
Give you a chance to generate high income?
Take you to international destinations?

And most importantly, give you the chance to help others. Sounds impossible?

When you join Pramerica Life Insurance, it’s all possible.

Whether you are looking at a business opportunity that you can run parallel to your existing business or at a full time engagement at Pramerica Life Insurance, we will help you establish your Life Insurance business.

Start your success journey with us.

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By submitting my details, I override my National Do Not Call Registry registration and authorize Pramerica Life and its representatives to contact me through call, SMS, email, WhatsApp or any other mode. By choosing not to undergo the suitability analysis, you confirm to purchase the policy based on your independent assessment of suitability of the product and wish to bypass the suitability analysis. I hereby give my consent to Pramerica Life Insurance to fetch my insurance history details from Insurance Information Bureau.

What Our Advisors Have To Say

Growing Industry

Indian life insurance market has grown phenomenally over the past few years
Some of the largest companies in the world are now investing in this sector
Rapid development in Tier II and Tier III cities has led to the emergence of a greater need for sophisticated life insurance products
Changes in the regulatory environment has had a path-breaking impact on the development of the industry

Pramerica Life At a Glance

150 years@

Prudential legacy

99.29%^

Individual Claims Paid Ratio

125#

Branches pan india

3451#

Employees across india

Earning Potential

Contribution = Compensation
With each passing year, your efforts will be rewarded with additional earnings..

First Year Earnings
One Policy Sale -Average Premium @50,000	Rs. 50,000
4 Policies in a month (50,000 x 4)	Rs. 2,00,000
Business in 12 months (2,00,000 x12)	Rs. 24,00,000
Commission (FYC) Earned per month @25% on 2,00,000	Rs. 50,000
Commission (FYC) Earned in 12 months (50,000 x 12)	Rs. 6,00,000
Total Earnings	Rs. 6,00,000

Second Year Earnings
One Policy Sale -Average Premium @55,000 (Assuming 10% increase in ticket size)	Rs. 55,000
4 Policies in a month (55,000 x 4)	Rs. 2,20,000
Business in next 12 months (2,20,000 x12)	Rs. 26,40,000
Commission (FYC) Earned @25% of 26,40,000	Rs. 6,60,000
Renewal Commission Earned @5% of 24,00,000	Rs. 1,20,000
Total Earnings	Rs. 7,80,000

How to become An Advisor

Documents for the IRDA license to sell insurance products:

S No.	Documents
1.	PAN Proof (Age should be greater than 18 Years)
2.	Education Proof (Minimum 10th Pass)
3.	Address Proof
4.	Recent Photograph & Signature
5.	Bank details for credit of commission (one of the three) Cancelled cheque with name of the Candidate and the bank account number printed on it Bank Statement/ Passbook Penny Drop Successful confirmation Sheet with correct details
6.	Conflict of interest declaration: (Zonal HR and Sales Head approval is required in case agent is related to an existing employee (apart from Spouse/children/Step Children for whom AAF cannot be logged)
7.	Pls Note: As per the IRDAI Regulation: Any individual who is a relative (Spouse, Dependent children or Dependent step children, whether residing with the employee or not) of any employee of Pramerica Life Insurance (PLI) will not be eligible to appointed as an agent.
8.	Transfer Life: All the above documents are required along with Form IC & The cooling period is of 90 days from the date of resignation acceptance by the insurer)
9.	Transfer Non-Life: All the above documents are required along with Form IB

Our Training Programs are designed to keep you updated on trends so that you are equipped to perform your best, these include-

Classroom-based Training Programs
Technology-led Training (E-learning)
On-the-job Training in the able guidance of Sales Leaders

Program Name	Duration	Mode of Training	Objective
IC 38 Training	25 Hours	Online Training	Mandatory regulatory training & test for getting IRDA license to sell life insurance products.
IC 38 Training	2 Days	Classroom Training	An interactive Instructor led classroom program, giving a complete understanding about the basics of Life Insurance and to pass IC-38 exam.
Pehla Kadam	2 Days	Role Plays based Classroom Training	An interactive Instructor led classroom program to align the newly on boarded agents to the Organization History, MVV, understand Products, their pitches and their earning potential.
Goal Setting session	0.5 Day	Classroom Training	To help our agents achieve their goals with the help of their respective SM/OH
Saturday Pathshala	2-3 Hrs	Classroom Training	Regular training capsules, held at Branch Offices, preferably on Saturdays, on numerous topics like Tax Planning, Communication Skills, closing Sales techniques etc.
Sampark	2 Hours		Branch engagement programs for Company and Market updates

Our Offerings

What if you had the chance to start a business that would:

Attractive commissions – our products have some of the highest commission payouts in the industry

50 hours training for life insurance sales

Robust sales and operations support

Customised need based products developed after extensive research for optimal financial protection.

Call center support by a well-trained and dedicated team.

Dedicated back-end operations team for end to end policy servicing.

Real time customers policy information and other critical data for our associates through Office Online.

Success Stories

Mrs. Monica Patel

Mrs. Monica Patel is a teacher in one of the best schools in Rajkot. After attending a recruitment seminar conducted by us, she realized that she can use her skills as a teacher to sell life Insurance. Her empathetic attitude combined with her ability to simplify complex concepts and make them comprehensible, has helped many people to take important financial decisions including purchase of life insurance. What’s more - as an agent, Monica can continue to teach. She has been with Pramerica Life for the past 10 years and is one of our star agents. She has built a network of clients who trust and love Monica “madam” for her sound financial advice. Monica may retire from teaching but she knows that her income will continue with her earnings from life insurance sales.

Mr. Ashwini Sharma

Mr. Ashwini Sharma is the proprietor of Ashwini Textiles in Bhatinda. He has been in the wholesale garments business for the past 15 years and has successfully built a strong client network. He is an influential member of his community and his friends and clients often turn to him when they need advice on business, personal or financial matters. Ashwini has been an agent with Pramerica Life for the past one year. His ability to provide sound advice and influence others helps him convince his clients on the importance of life insurance and choose the right life insurance plan for their financial needs. While he continues to run his garments business successfully, he has started generating an additional income of approx. Rs. 30,000 per month through insurance sales. He will also be travelling out of the country for the first time for Pramerica Life’s International Convention.

Mr. Rajesh Rastogi

Mr. Rajesh Rastogi was a General Manager for a private bank. He returned to his home town, Lucknow after his retirement and was looking for an opportunity as a life insurance agent to keep himself active and busy. He met several Sales Managers from various life insurance companies but decided to join Pramerica Life because he was impressed by the team’s insurance knowledge, their interest in helping an agent succeed and the earning potential demonstrated. He has been with Pramerica Life for the past 5 years and has influenced many others to join our company. He successfully uses his past experience as a banker and his knowledge of life insurance that he has gathered over the years to give valuable financial advice and the right life insurance solutions to his customers. With a post retirement earning of over Rs. 2 lacs per month through insurance sales, Rajesh has successfully upgraded his lifestyle and lives a very comfortable life in his golden years.

Celebration and Events

At Pramerica Life, we take appreciation and recognition seriously. Conventions and celebrations are important occasions where our top agents get the opportunity to mingle with senior management and are felicitated for their performance. Here are a few glimpses of our celebrations:

View All Celebrations