Privacy Policy

Pramerica Life respects your privacy, and we are committed to protecting it. This policy is related to your interaction with this Website.

Sites covered by this Website

The policy only applies to the www.pramericalife.in website and not to any linked third party sites. To learn about the privacy policy of a linked site, please refer to the privacy statement of that site.

Visiting our Website

You can visit our website without giving us any personal information.

Some pages on this website employ cookies that are transferred to your computer's hard disk to allow the server to remember information about your session while you are connected. It is possible for you to detect and delete cookies or set your browser to reject or block cookies. There are times when we need certain information from you to respond to requests and to authenticate your identity when you register for online account information access.

Type of information collected:

Personal Information: Any personal information (this could include your name, Aadhaar number, address, email address, telephone number, education and professional background) provided on this website is on a voluntary basis. Our website has reasonable security safeguards to protect the confidentiality of any personal information you may have given us.

Site Visitors Data: We may also collect Site Visitors data that does not contain personal information. This is done to collect statistics on the number of visitors to the site and analyse how our website is used in order to improve it. Aggregated data from such analysis may be shared with advertisers on our site.

Use & Disclosure of Information

The Data / Information shall be used to process the transactions for delivering the products & services or for the purpose for which it has been solicited. We may share the Personal Information with Affiliates and with third parties including Agents and Vendors that require the information obtained from us to service you.

We will not disclose without your consent, any personal information we collect about you to unaffiliated third parties unless if it is necessary to comply with applicable legal and regulatory processes or to protect the interests of Pramerica Life Insurance Limited, its Affiliates, or its members and constituents.

Before disclosing the information to others, business shall consider whether the individual would reasonably expect the disclosure to happen.

Retention of Information

The company shall retain information in accordance with the business & contractual requirement or as required by the law / regulations and follow the company's data retention policy. The personal information shall be retained only for the period and as per business requirement.

Security of information

The Company shall follow all the applicable standards to protect & secure the information in accordance with the Information & Cyber Security Policy of the Company.

The data/information shall be used to process the transactions for delivering the products & services or for the purpose for which it has been solicited.

Effective Date

This Privacy policy is effective as of 18th August 2008. We reserve the right to change this policy. Any change to the policy will be posted on this page and will be effective as of the day it is posted.