Differentiators

Coverage Of War & War-like Situations
Products specially designed for the forces which cover different & difficult circumstances like:
- Conventional war
- Low-intensity conflict
- Counterinsurgency
- Disaster management
- Internal security duties
- Training and exercises

We Stay Connected
- 133 Pramerica Life Insurance Offices - 82 offices near or inside cantonments
- The policy bonds are delivered at the desired address with option to download digital copy as well.
- Regular Service Camps irrespective of the new place of postings.
- Dedicated team of veterans to understand the customer segment.
- Helpline for Customers : 1860 500 7070 (Local Charges Apply) (Monday - Saturday, 9 :30 AM to 6:30 PM)
- SMS updates sent to Policyholders

Lives Covered
Secured over 3.03# lakh lives (Serving armed forces personnel and veterans)
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Swift Claims Processing With Demi Official Letter
We process claims in record turnaround time of T+3 working days through a Demi Official letter duly initiated by CO/OIC. As a significant portion of serving personnel are deployed at locations engaged in ‘Low-intensity conflict’, we have instituted a waiver of the death certificate.

Veterans Employment
Employed over 8000+# veterans since inception

Trained Work Force
963# veterans among other professionals

Customised Products
Rakshak Smart & Smart Income Products are designed to address the specific financial protection needs of the Armed Forces and their families.

Pan India Presence
133# Branches covering 25 States and 5 UTs #Data as on 31st August 2024.