Riders
Any Life insurance is an essential financial tool that ensures safety and financial protection for your loved ones in your absence. In insurance, riders are the additional benefits that can be added by the policyholder with the policy at an affordable cost. Riders enhance your insurance cover, qualitatively and quantitatively. Currently Pramerica Life offers the following Riders:
Pramerica Life Accidental Death Benefit Rider
This rider completes your circle of protection by providing additional protection against an unfortunate demise resulting from an accident.
Pramerica Life Accidental Total and Permanent Disability
This Rider can be added to your base policy to provide you with additional protection against unforeseen circumstances like total and permanent disability due to accident.
Pramerica Life Critical Illness Rider
This rider enables you to get the best treatment available and takes care of the indirect expenses while you recover from any of the listed critical illness. The customer will receive a lumpsum amount upon being diagnosed with any of the listed critical illness.
Pramerica Life Waiver of Premium Rider
This Rider protects your loved ones from the adverse effects of unforeseen events like Death, Accidental Total and Permanent Disability and Critical Illness. All future premiums of the base policy and riders premiums (if any) including modal loading and underwriting extra premium if any shall be waived off on the occurrence of covered contingency.
