Explore our wide range of group plans
Pramerica Life Group Total Protection
- Pay only once and get protection for the entire term
- Option to choose level or reducing cover options
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Why choose Pramerica Life Insurance?
99.29% claim paid ratio
Individual Death Claims Paid Ratio as per audited financials FY’26
125 Branches PAN India
As reported on 31st March 2026
Safeguarding 70 Lakh+ rising Indians
(Group+Individual) in-force lives as on March’26
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We are happy to help you. Talk to our expert and choose the right plan as per your needs.
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ULIP
What are the different kinds of ULIP charges?
People have started taking investment planning very seriously from a young age. However, with so many options out there, selecting the right option as per individual needs remains a risk. Read More
- 11952K View
- 2 min read
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ULIP
5 Essential Features & Benefits Your ULIP Plan Must Have
Are you considering insurance but don’t want your money to sit idle after paying heavy instalments? We get you, especially when the cost of living is increasing every few days while salaries are shrinking. This creates the need for a financial tool that offers good value for money. Read More
- 8322K View
- 2 min read
Are ULIPs Good for Kids, Seniors and Women? 5 Surprising Facts You Didn’t Know
When it comes to planning, it is often suggested that one should ideally invest in a plan that offers life cover and also market linked growth in one plan. So the fundamental question arises - What are the benefits of ULIPs that make it more attractive than other more accessible investment options like traditional savings or other market-linked funds? Read More
- 19K View
Best Plan to Invest for Your Child’s Future: How ULIP is different from Mutual Fund?
Many aspiring students wish to study at a foreign university, knowing it can open doors to high-paying jobs and global career opportunities. With easy access to the internet and vast information resources, your child may have an expectation from you, with respect to providing funds for pursuing higher studies abroad. Read More
- 20K View
Calculator: How Much Life Insurance Do You Need?
For most people, the biggest question while buying life insurance is how much coverage is enough. If the cover amount is too little, it leaves the family vulnerable, unable to manage daily expenses or long-term goals. Too much coverage, on the other hand, means paying higher premiums that stretch your budget unnecessarily. Both situations can create financial stress instead of solving it. So, it is necessary to create a balance between the two. This is where Pramerica Life Insurance assists you and provides a personalised plan that suits your goals. Read More
- 19K View
Guaranteed 10% additions - But Is There a Catch? What You Need to Know About This ULIP
Investors are wary about where their money is being parked or what the hidden terms are in any investment scheme. Certain long-term investment instruments like ULIPs promise life coverage based on how the plan is structured. ULIPs, by design, make sure that a part of your premium gets allocated to life coverage and the remaining portion goes to market-linked investment funds. It is an insurance-investment product. Read More
- 12K View
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