Entry Age ( as on last birthday)

Minimum: 18 Years

Maximum: 55 Years

Maximum Age at Policy Expiry

65 Years                  

Policy Term

10 Years to 30 Years

Premium Paying Term


Premium Paying Mode

Yearly, Half Yearly

Sum Assured

Minimum: Rs 25,00,000

Maximum: No limit subject to underwriting

Minimum Annual Premium

Rs 4,000


Sample premiums


What are the premiums payable?

Sample premiums for a non-smoker, standard male life, entry age 35 Years and Sum Assured of Rs. 50,00,000 for a Policy Term of 20 Years,for an annual mode policies.


Gender / Age

Age 35

Age 45


 Rs. 7,750

Rs. 17,600


Rs. 6,200

Rs. 12,800


The above premium excludes service tax and education cess.

If premium payment mode is semi-annual, then multiply the above premiums by 0.52 to arrive at modal premium.

Tax benefits will be applicable as per prevailing tax laws. Tax laws are subject to change. Please consult your tax advisor for details.