Share your concerns here, and we will address them at the earliest
Submit a concern by providing necessary details such as policy information, contact details, and a description
The company will review the concern and understand the nature of the problem. A representative will be assigned to assist you
Once the investigation is complete, the company resolves the concern and provides a clear explanation about the resolution
In the absence of a response, or if the response provided does not meet your expectation, you can escalate your concern through these channels:
For first-time policy-related concerns, feel free to reach out to us through any of the following ways:
Call our dedicated helpline at
(Local charges apply)
9:00 AM to 7:00 PM (Mon-Sat)
Send us an email at
Courier your concern letters to any Pramerica Life Insurance branch
Find a branch near you
Customers usually receive a resolution within these timeframes:
For details on policy and claims servicing timelines please click here.
For details on grievances policy please click here.
If you find the response unsatisfactory, you can raise your concern to Level 2.
In an unlikely event where you have not received a satisfactory resolution within 14 days of raising the concern, you can escalate your concern to the following escalation points
For the first level of escalation, simply send us an email at customerfirst@pramericalife.in
We will respond promptly, within a maximum of 3 days.
If further escalation is needed beyond 3 days, you can contact our Grievance Redressal Officer, Mr. Ranjit Das, at gro@pramericalife.in
If you are still not satisfied with the resolution provided to you after contacting the officials as specified in Level 1 and Level 2 then the Grievance Redressal Cell of the IRDAI may be contacted in Level 3
If after contacting the Company, your query or concern is not resolved satisfactorily or within timelines the Grievance Redressal Cell of the IRDAI may be contacted.
Bima Bharosa Portal
For complaints against the Life Insurance Company, courier a letter to the IRDAI at the following address:
Insurance Regulatory and Development Authority of India(IRDAI) Policyholder's Protection & Grievance Redressal Department – Grievance Redressal Cell. Sy.No.115/1, Financial District, Nanakramguda, Gachibowli, Hyderabad – 500 032
In case your complaint has not been addressed to your satisfaction after following all the above steps, you can approach the Insurance Ombudsman through this link:
www.cioins.co.in/Ombudsman
In case you are not satisfied with the decision/resolution of the Company, you may approach the Insurance Ombudsman if your grievance pertains to:
The complaint should be made in writing duly signed by the complainant or by his legal heirs with full details of the complaint and the contact information of complainant. As per provision 13(3) of the Redressal of Public Grievances Rules 1998, the complaint to the Ombudsman can be made only if the grievance has been rejected by the Grievance Redressal Machinery of the Insurer, within a period of one year from the date of rejection by the insurer if it is not simultaneously under any litigation.
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