Investment Philosophy

To provide adequate returns keeping in mind the safety of investments and maintaining adequate liquidity to meet policyholder obligation. We ensure the investments made, whether in equity or debt are in accordance with the guidelines set out by IRDAI and adhere to the best risk management practices. Investments are made in securities with long term horizons within the guidelines set out by IRDAI to enable us to ride out periods of volatility and outperform respective benchmarks. Equity investments are mostly in blue chip companies and debt investments are in Government securities and quality corporate bonds with higher credit rating.