|
Age at entry |
Minimum:
Maximum: |
8 years
For Policy Term 10 Years: 60 years
For Policy Term 12 Years: 58 Years
For Policy Term 15 Years: 55* Years
For Policy Term 16 Years: 54 years
For Policy Term 18 Years: 52 Years
For Policy Term 20 Years: 50 Years
For Policy Term 22 Years: 48 years
For Policy Term 24 Years: 46 Years |
|
Maximum Maturity Age |
70 Years |
|
Policy Term |
10/12/15/16/18/20/22/24 years |
|
Premium Payment Terms |
Policy Term
10 Years
12 Years
15 Years
16 Years
18 Years
20 Years
22 Years
24 Years |
Premium Payment Term
5/7 Years
5/7/8 Years
5/7/8/10/12/15 Years
5/7/8/10/12 Years
5/7/8/10/12/15 Years
5/7/8/10/12/15/20 Years
5/7/8/10/12/15 Years
5/7/8/10/12/15/20 Years |
|
Base Sum Assured |
Minimum
Maximum |
Limited Pay –  75,000
Regular Pay - 1,00,000
No Limit, Subject to Underwriting |
|
Annual Premium |
Minimum
Maximum |
4,806
No Limit, Subject to Underwriting |
|
Premium Paying Mode |
Yearly, Half-Yearly Quarterly and Monthly |
## Age as on last birthday
* For the combination having Policy Term as 15 years and Premium Payment Term as 12 years, the maximum entry age allowed is 50 years
For policies purchased through POS channel, the maximum Sum Assured, maximum Maturity Age, maximum Policy Term will be as per prevailing POS guidelines, as amended from time to time. There will be no medical underwriting for policies sold through POS channel.
Substandard lives may also be covered subject to Company’s Board Approved Underwriting Policy and with any extra premium, if applicable. Goods and Services Tax will be charged over and above the quoted Premium
* Monthly mode of Premium Payment is available only through credit card, direct card and ECS