Age at entry
Life Option: 91 days to 60 years
Enhanced Life Option: 18 years to 50 years
Maturity Age
Life Option: 18 years to 80 years
Enhanced Life Option: 30 to 70 years
Policy Term & Premium Payment Term
| Policy Term (years) |
12 |
15 |
20 |
| Premium Payment Term (years) |
7 |
10 |
12 |
Base Sum Assured
Minimum: ₹1,50,000
Maximum: No Limit, subject to Board Approved Underwriting Policy
Annual Premium
Minimum:
For Life Option: ₹19,445
For Enhanced Life Option: ₹ 20,567
Maximum: No Limit, subject to Board Approved Underwriting Policy
Premium Payment Mode
- Annual
- Semi-Annual
- Monthly
All reference to age are based on age as on the last birthday. Substandard lives may also be covered subject to Board Approved Underwriting Policy and with any extra Premium, if applicable. Taxes as applicable will be charged over and above the quoted Premium.
Boundary conditions for policies sourced through point of sales person:
Only “Life Option”, can be sourced through point of sales person. There will be no medical underwriting for policies sourced through POS Person.
Age at entry
Minimum: 91 days
Maximum as per table given below:
| Policy Term (years) |
12 |
15 |
20 |
| Max entry age (years) |
53 |
50 |
45 |
Policy Term & Premium Payment Term
| Policy Term (years) |
12 |
15 |
20 |
| Premium Payment Term (years) |
7 |
10 |
12 |
Base Sum Assured
Minimum: ₹1,50,000
Maximum: The maximum Base Sum Assured will be subject to Sum assured on Death of ₹25 Lakh as per the prevailing POS guidelines, as amended from time to time
Annual Premium
Minimum: ₹19,445
Maximum: Corresponding to maximum Sum assured on Death of 25 lacs
Premium Payment Mode
- Annual
- Semi-Annual
- Monthly
Sum Assured Bands
| Band |
Band 1 |
Band 2 |
Band 3 |
Band 4 |
| Base Sum Assured |
₹1,50,000 to ₹2,49,999 |
₹2,50,000 to ₹3,99,999 |
₹4,00,000 to ₹7,49,999 |
₹7,50,000 & above |